household
The 'move your money to a safe account' call
Someone claiming to be your bank's fraud team says your account is compromised and they'll help you move the money somewhere safe.
How it works
- 01Caller ID is spoofed to show the bank's real number.
- 02The caller knows recent transactions — usually from a breach or a phishing page you visited.
- 03You are told not to hang up, and to move money to a 'safe account' they control.
How to spot it
- No bank will ever ask you to move money to another account. Ever.
- Hang up, wait five minutes, then call the number on the back of your card.
- Pressure to stay on the line is the attack, not the security.
How the fleet stops it
Psycher
Psycher matches the script, Argus checks whether your details appeared in a recent breach, and Plutus confirms nothing has actually moved — then offers a payee freeze you can approve in one tap.